πŸ” Recurrence Relationships

OCR FSMQ Additional Maths Β· Algebra (AL10–AL11)

Level 3 · Ages 15–16

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1 The Notation
A recurrence relationship (or recurrence relation) defines each term of a sequence in terms of the previous term or terms, rather than in terms of its position. AL10 asks you to understand and use this notation to describe and determine sequences.
Reading the subscripts
$x_n$ is the $n$th term  ·  $x_{n+1}$ is the next term  ·  $x_{n-1}$ is the previous term
A recurrence relation is useless on its own. $x_{n+1} = 2x_n$ could be $1, 2, 4, 8, \ldots$ or $5, 10, 20, \ldots$ or anything. You must also be given a starting value such as $x_1 = 3$.

The specification gives three shapes of relation as examples:

FormWhat it doesExample sequence
$x_{n+1} = x_n + a$Adds a constant each time β€” an arithmetic sequence$a = 3$, $x_1 = 2$:  $2, 5, 8, 11, \ldots$
$x_{n+1} = a\,x_n$Multiplies by a constant β€” a geometric sequence$a = 2$, $x_1 = 3$:  $3, 6, 12, 24, \ldots$
$x_{n+2} = x_{n+1} + x_n$Adds the two previous terms β€” needs two starting values$1, 1, 2, 3, 5, 8, \ldots$ (Fibonacci)
A relation of the form $x_{n+1} = a\,x_n + b$ combines both: multiply, then add. This is the shape that models compound interest with regular payments, and it is the most useful one in this course.
2 Generating Terms
Worked Example 1 β€” A simple recurrence

A sequence is defined by $x_{n+1} = 2x_n - 3$ with $x_1 = 5$. Find the first five terms.

β‘ $x_1 = 5$
β‘‘$x_2 = 2(5) - 3 = 7$
β‘’$x_3 = 2(7) - 3 = 11$
β‘£$x_4 = 2(11) - 3 = 19$
β‘€$x_5 = 2(19) - 3 = 35$
β‘₯The sequence is $5, 7, 11, 19, 35, \ldots$ β€” growing ever faster.
Use the ANS key. The specification expects calculators with an iterative function. Type $5$, press $=$, then enter 2 Γ— ANS βˆ’ 3 and press $=$ repeatedly. Each press gives the next term.
Worked Example 2 β€” Two starting values

$x_{n+2} = x_{n+1} + x_n$ with $x_1 = 2$ and $x_2 = 5$. Find $x_3$, $x_4$ and $x_5$.

β‘ $x_3 = x_2 + x_1 = 5 + 2 = 7$
β‘‘$x_4 = x_3 + x_2 = 7 + 5 = 12$
β‘’$x_5 = x_4 + x_3 = 12 + 7 = 19$
β‘£$2, 5, 7, 12, 19, \ldots$
Worked Example 3 β€” Working backwards

For $x_{n+1} = 3x_n + 1$, the fourth term is $x_4 = 40$. Find $x_1$.

β‘ Undo the relation: if $x_{n+1} = 3x_n + 1$ then $x_n = \dfrac{x_{n+1} - 1}{3}$.
β‘‘$x_3 = \dfrac{40-1}{3} = 13$
β‘’$x_2 = \dfrac{13-1}{3} = 4$
β‘£$x_1 = \dfrac{4-1}{3} = 1$
β‘€Check forwards: $1 \to 4 \to 13 \to 40$ βœ“
3 Long-Term Behaviour and Fixed Points
A sequence converges if its terms settle towards a single value, and diverges if they grow without limit. The value it could settle on is called a fixed point (or limit): a value unchanged by the relation.
Finding the fixed point
Set $x_{n+1} = x_n = L$ and solve for $L$
For $x_{n+1} = a\,x_n + b$:  $L = aL + b$, so $L = \dfrac{b}{1-a}$  (provided $a \neq 1$)
Which way does it go?
$|a| < 1$: the sequence converges to $L$ from any start
$|a| > 1$: the sequence diverges away from $L$
Worked Example 4 β€” A converging sequence

$x_{n+1} = 0.5x_n + 6$ with $x_1 = 2$. Find the limit and verify it numerically.

β‘ Set $L = 0.5L + 6$
β‘‘$0.5L = 6$, so $L = 12$.
β‘’Since $|0.5| < 1$, the sequence converges to $12$.
β‘£Check: $x_1 = 2$, $x_2 = 7$, $x_3 = 9.5$, $x_4 = 10.75$, $x_5 = 11.375$, $x_6 = 11.6875$ …
β‘€Each term closes half the remaining gap to $12$ βœ“
Worked Example 5 β€” A diverging sequence

$x_{n+1} = 3x_n - 4$ with $x_1 = 3$. Describe the long-term behaviour.

β‘ Fixed point: $L = 3L - 4$, so $2L = 4$ and $L = 2$.
β‘‘$|3| > 1$, so the sequence moves away from $2$.
β‘’$3, 5, 11, 29, 83, \ldots$ β€” it starts just above $2$ and diverges to $+\infty$.
β‘£Had we started exactly at $x_1 = 2$, the sequence would sit at $2$ forever. Any other start runs away.
A fixed point with $|a| > 1$ is called unstable: it exists, but nothing converges to it. This is exactly why some iterative methods fail (NM3).
4 Modelling with Recurrence Relations

AL11 asks you to use recurrence relationships in modelling, and names compound interest as the example.

The standard financial model
$A_{n+1} = r\,A_n + p$
$r$ = growth multiplier (e.g. $1.04$ for $4\%$)  ·  $p$ = amount added each period
SituationMultiplier $r$
$5\%$ interest gained$1.05$
$3\%$ lost each year$0.97$
Value halves each period$0.5$
Population grows $12\%$$1.12$
Worked Example 6 β€” Compound interest with deposits

Β£$1000$ is invested at $5\%$ per year. At the end of each year, after interest, a further Β£$200$ is deposited. Model this and find the balance after $4$ years.

β‘ Let $A_n$ be the balance after $n$ years, with $A_0 = 1000$.
β‘‘$A_{n+1} = 1.05\,A_n + 200$
β‘’$A_1 = 1.05(1000) + 200 = 1250$
β‘£$A_2 = 1.05(1250) + 200 = 1512.50$
β‘€$A_3 = 1.05(1512.50) + 200 = 1788.125$
β‘₯$A_4 = 1.05(1788.125) + 200 = 2077.53$ (to the nearest penny)
Do not round intermediate values. Rounding $1788.125$ to $1788.13$ before the last step changes the final answer. Keep everything on the calculator until the end.
Worked Example 7 β€” A model that reaches a limit

A patient takes a $20$ mg dose of a drug every day. Each day the body removes $40\%$ of whatever is present. Find the long-term amount in the body just after a dose.

β‘ $60\%$ remains, so the multiplier is $0.6$, and $20$ is added each day.
β‘‘$D_{n+1} = 0.6\,D_n + 20$, with $D_1 = 20$.
β‘’$D_2 = 32$, $D_3 = 39.2$, $D_4 = 43.52$, $D_5 = 46.112$ …
β‘£Fixed point: $L = 0.6L + 20 \Rightarrow 0.4L = 20 \Rightarrow L = 50$.
β‘€Since $|0.6| < 1$ the sequence converges, so the level settles at $50$ mg.
Interpret the limit. At $50$ mg, the $40\%$ removed is $20$ mg β€” exactly the daily dose. The body is in balance, which is why the level stops changing.
5 Quick Reference

Notation

$x_{n+1}$ is the next term after $x_n$.

Starting value

Essential β€” the relation alone defines nothing.

Arithmetic

$x_{n+1} = x_n + a$.

Geometric

$x_{n+1} = a\,x_n$.

Fibonacci type

$x_{n+2} = x_{n+1} + x_n$ needs two starts.

Fixed point

Set $x_{n+1} = x_n = L$ and solve.

Converges

When $|a| < 1$.

Diverges

When $|a| > 1$.

Interest

$A_{n+1} = r A_n + p$; $r = 1 + \tfrac{\text{rate}}{100}$.

Accuracy

Use the ANS key; round only at the end.

6 Practice Questions
Question 1

Write down the first four terms of $x_{n+1} = x_n + 4$ with $x_1 = 3$.

β–Ά Show solution

$3,\; 7,\; 11,\; 15$

This is an arithmetic sequence with common difference $4$.

Question 2

Find the first four terms of $x_{n+1} = 3x_n$ with $x_1 = 2$.

β–Ά Show solution

$2,\; 6,\; 18,\; 54$

A geometric sequence with common ratio $3$.

Question 3

A sequence has $x_{n+2} = x_{n+1} + 2x_n$, $x_1 = 1$, $x_2 = 3$. Find $x_3$, $x_4$ and $x_5$.

β–Ά Show solution

$x_3 = 3 + 2(1) = 5$

$x_4 = 5 + 2(3) = 11$

$x_5 = 11 + 2(5) = 21$

Question 4

Write a recurrence relationship for the sequence $80, 40, 20, 10, \ldots$

β–Ά Show solution

Each term is half the one before.

$x_{n+1} = 0.5\,x_n$,  with $x_1 = 80$.

Question 5

Find the limit of the sequence given by $x_{n+1} = 0.2x_n + 8$.

β–Ά Show solution

$L = 0.2L + 8$

$0.8L = 8$, so $L = 10$.

Since $|0.2| < 1$, the sequence converges to $10$ whatever the starting value.

Question 6

For $x_{n+1} = 4x_n - 6$, the third term is $x_3 = 26$. Find $x_1$.

β–Ά Show solution

Rearranging, $x_n = \dfrac{x_{n+1}+6}{4}$.

$x_2 = \dfrac{26+6}{4} = 8$

$x_1 = \dfrac{8+6}{4} = 3.5$

Check: $3.5 \to 8 \to 26$ βœ“

Question 7

Β£$5000$ is invested at $3\%$ per year with no further deposits. Write a recurrence relationship and find the value after $3$ years.

β–Ά Show solution

$A_{n+1} = 1.03\,A_n$, with $A_0 = 5000$.

$A_1 = 5150$, $A_2 = 5304.50$, $A_3 = 5463.635$

Β£$5463.64$ to the nearest penny.

Or directly: $5000 \times 1.03^3 = 5463.635$ βœ“

Question 8

State, with a reason, whether $x_{n+1} = 1.5x_n - 2$ with $x_1 = 10$ converges or diverges.

β–Ά Show solution

Fixed point: $L = 1.5L - 2$, so $0.5L = 2$ and $L = 4$.

The multiplier is $1.5$, and $|1.5| > 1$, so the sequence diverges.

Starting at $10$, which is above $4$, the terms increase without limit: $10, 13, 17.5, 24.25, \ldots$

Question 9

A lake holds $1200$ fish. Each year $25\%$ are caught, and then $200$ young fish are added. Find the long-term population.

β–Ά Show solution

$75\%$ remain, so $F_{n+1} = 0.75\,F_n + 200$, with $F_0 = 1200$.

Fixed point: $L = 0.75L + 200 \Rightarrow 0.25L = 200 \Rightarrow L = 800$.

Since $|0.75| < 1$ the population converges to $800$ fish.

It falls towards this from $1200$: $F_1 = 1100$, $F_2 = 1025$, $F_3 = 968.75$, …

Question 10

A loan of Β£$8000$ charges $1\%$ interest per month. The borrower repays Β£$300$ at the end of each month, after the interest is added.

(a) Write a recurrence relationship for the balance $B_n$ after $n$ months.   (b) Find the balance after $3$ months.   (c) Find the fixed point and explain what it means here.   (d) What monthly repayment would leave the balance unchanged forever, and what does that tell the borrower?

β–Ά Show solution

(a) Interest multiplies the balance by $1.01$, then $300$ is subtracted:

$B_{n+1} = 1.01\,B_n - 300$,  with $B_0 = 8000$.

(b) $B_1 = 1.01(8000) - 300 = 8080 - 300 = 7780$

$B_2 = 1.01(7780) - 300 = 7857.80 - 300 = 7557.80$

$B_3 = 1.01(7557.80) - 300 = 7633.378 - 300 = 7333.38$ (to the nearest penny)

(c) $L = 1.01L - 300 \Rightarrow -0.01L = -300 \Rightarrow L = 30\,000$.

The multiplier $1.01$ has $|1.01| > 1$, so this fixed point is unstable: the balance moves away from Β£$30\,000$. Starting below it at Β£$8000$, the balance falls β€” which is what the borrower wants. The loan will be paid off.

Had the starting debt been above Β£$30\,000$, the same Β£$300$ payment would have caused the debt to grow without limit.

(d) For no change, the repayment must exactly equal the interest charged on Β£$8000$:

$0.01 \times 8000 = Β£80$ per month.

So any repayment above Β£$80$ reduces the debt; anything below Β£$80$ and the debt grows forever. The Β£$300$ payment is comfortably above this threshold, and the Β£$220$ excess is what actually pays down the loan.

Recurrence Relationships (AL10–AL11) Β· OCR FSMQ Additional Maths · Created with MathJax